Here we answer all your questions about financial topics, such as Bafög.
This information refers to the status before WiSe 2021/22 and may no longer be up-to-date.
As of May 8, 2020, students in Germany will receive the KfW Student Loan temporarily with an interest rate of 0 %. For all those who already use the student loan, KfW has, due to the Corona pandemic, the Deadline for submission of renewal certificates, certificates of study, and certificates of achievement extended.
A KfW Student Loan is a subsidized loan where you receive 100 to 650 euros on the checking account every month - regardless of your income and your parents.
BAföG stands for "Bundesausbildungsförderungsgesetz" (Federal Training Assistance Act). This refers to state financial support during studies. In principle, students at universities can apply for BAföG.
Whether you get BAföG and how much depends on various factors, including:
- your living situation
- the income of your parents
- a possible side job
- your fortune
Half of the monthly amount for students is an interest-free loan, which you have to pay back later, and half is a grant. At BAföG student flyer you will find detailed information.
At the Heidelberg Student Union Heidelberg Student Union you can submit the application. Normally, the parental income from the calendar year before last is taken into account when calculating BAföG. If now, for example because of short-time work due to the COVID-19 pandemic, parents lose part of their income, then this can be taken into account for BAföG recipients! Students must submit a so-called update application, on which the parents must provide the information about their income and also sign it. The update application is available at All application forms (Form 7).
Yes. The time that is not taught at the university because of the pandemic is considered a lecture-free period and BAföG continues to be paid until further notice. But if there are online courses, they are mandatory.
If the standard period of study is exceeded because the exam is cancelled due to the pandemic, BAföG will continue to be paid in the vast majority of cases.
- Students without BAföG entitlement who lose their own income from part-time jobs due to their current situation may be entitled to social benefits (Arbeitslosengeld II, Wohngeld). A leave of absence from studies is regularly a prerequisite for this. If students are not on leave of absence, they can apply for a loan to secure their livelihood in accordance with Section 27 (3) of the Second Book of the German Social Security Code. In the current situation, the assumption of a special case of hardship can be considered, insofar as a considerable reduction in income has occurred due to the effects of the pandemic. The decision as to whether the requirements are met is made by the relevant job center on a case-by-case basis.
- You can find more information and the job center responsible for you here: Employment agency basic security in the Corona period
On online job portals.
These are also available specifically for students, also with a regional focus. There are currently areas that have an increased need for personnel. Try to actively apply there:
Food and beverage delivery services
- Grocery stores
- Logistics company
- Cleaning companies
- Gas stations
- Agriculture "a new portal was launched here for harvest workers*: The country helps